The world's most honest salary calculator. See exactly what you take home — including the hidden costs nobody tells you about.
Every other calculator shows a number. We show you what that number means, why and what to do about it.
Not just the number — why your deductions are calculated this way, which regime saves you more, and how to negotiate a better package in plain English.
India, USA, UK, Australia, Singapore — with country-specific tax rules, deductions, and currencies. The Indian diaspora can finally compare apples to apples.
The only calculator that includes commute, lunch, and insurance costs. Your ₹1.2L take-home might actually be ₹88K after real life kicks in.
India's two tax regimes side-by-side with the exact rupee difference. We tell you which one wins for your specific situation
Generate a clean card to share on LinkedIn or WhatsApp. Perfect for offer comparisons, salary negotiations, or finally showing the truth behind your CTC.
Animated donut chart showing where every rupee/dollar goes. Basic, HRA, PF, tax, real costs — visualized so it clicks in 2 seconds.
| Feature | CTCLie | ClearTax | PaycheckCity | Others |
|---|---|---|---|---|
| Multi-country support | ✓ | ✗ | US only | ✗ |
| AI plain-English explanation | ✓ | ✗ | ✗ | ✗ |
| Real cost of employment | ✓ | ✗ | ✗ | ✗ |
| India old vs new regime compare | ✓ | ✓ | ✗ | ✗ |
| Shareable salary card | ✓ | ✗ | ✗ | ✗ |
| Updated 2026-27 | ✓ | ✓ | ✗ | ✗ |
| No signup required | ✓ | ✓ | ✓ | Varies |
| Variable bonus calculation | ✓ | ✗ | ✗ | ✗ |
Most people earn 3.5% on their savings. Move idle money into FDs or liquid funds and earn more than double.
Compare rates →At your income level, a ₹1 Cr term plan costs less than a weekend dinner. Most salaried earners are dangerously underinsured.
Get free quote →A good rewards credit card earns you thousands per year in cashback. Most people are on basic zero-benefit cards.
Compare top cards →Thousands of developers and designers earn a full second income remotely. Your skills are worth more than your employer pays.
Find freelance work →* Some links are affiliate partnerships. We only list products we'd genuinely use.