CTCLie is a free, no-signup salary truth engine built for tech workers across the US, India, UK, Australia, and Singapore, so you never get surprised by your actual take-home again.
Salary negotiations are broken. A US company quotes you $180,000 total compensation and it sounds great until you realise $60,000 is RSUs vesting over 4 years, $20,000 is a signing bonus that claws back if you leave and after federal + state tax you're netting $78,000 a year in cash.
The same story plays out in India, where a 30 LPA offer turns into 18 LPA in-hand after PF, professional tax and the new regime's surprising bite at higher slabs. And in the UK, where the National Insurance cliff at £50,270 catches even experienced earners off guard.
CTCLie exists to answer one question honestly: what does this offer actually pay you, every month, in your bank account?
We cover five major tech employment markets with up-to-date tax logic, local insights and real cost-of-living context.
Every number we show you comes from a rule-based engine using publicly available tax law. We don't feed your salary to an AI and guess — we compute it precisely.
We split FAANG/Big Tech offers into fixed, variable and RSU components because a $300K TC and a $300K salary are completely different things.
Take-home alone is meaningless. We layer in rent, healthcare and cost-of-living so you can compare a San Francisco offer to a Bangalore one on equal terms.
Whether you're a software engineer in Austin, a product manager in Bengaluru or weighing a relocation from London to Singapore — CTCLie speaks your number.
CTCLie uses the best publicly available tax data we can source. For India, we use FY 2026-27 slabs under the new regime. For the US, we apply federal brackets plus a state tax estimate. For UK, Australia and Singapore we follow the current tax year rules at time of writing.
That said we are not a licensed tax advisor. For decisions involving large sums, offer negotiations or cross-border moves, please verify figures with a qualified accountant or tax professional in your jurisdiction. Use CTCLie to understand the ballpark before you walk into that negotiation room.
Run the numbers on any salary in the US, India, UK, Australia or Singapore — free, instant & no signup.